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Eligibility is based upon contributions received on your behalf for hours worked for contributing employers under the jurisdiction of OFFICE & PROFESSIONAL EMPLOYEES INTERNATIONAL UNION LOCAL NO. 11.
The rules for initial and continuing coverage are identical; that is, any time you work sufficient hours in one month, you will receive a month of coverage in another month.
You and your dependents will become insured on the first day of the second month following a month in which you work the qualifying hours per your labor contract. The employer pays a contribution on your behalf (in the month following your work) on the basis of those qualifying hours.
For example:
| First Month | This is the work month in which you must work enough hours per the labor contract. |
| Second Month | This is the month your employer sends the contribution to the Trust. This month is sometimes called the "lag month." |
| Third Month | This is the month you and your eligible dependents are covered. |
Sufficient Hours Worked In The Qualifying Month Of..... |
Provides Coverage For The Corresponding Month Of..... |
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