Your spouse is automatically your beneficiary, unless you designate, and your spouse consents in writing, on the Beneficiary Designation Form to another beneficiary.

You may contact New York Life Benefits Complete at (800) 294-3575, Monday through Friday between 6:00 a.m. and 5:00 p.m. PT, or via the web at www.bcomplete.com to request a Beneficiary Designation Form.